Bad Credit Loans Approved ™ was created to help those with bad credit get personal loans online through a secure website.
Applying for a loan is very simple and straight forward. To start visit this page, and complete our new express application. Some applicants will get an instant loan match found while others will be asked to wait while a match is located.
We respect your privacy and Bad Credit Loans Approved ™ will only share your information with the lenders we work with. If you would like to learn more about the lending process please review our faq and rates page located in the navigation bar above.
These types of loans should only be used as short term loans. The interest rate on cash loans will be higher than a traditional personal loan you would obtain from your bank. The interest rate of short term loans are higher because the borrower typically has bad credit or no credit history. The lender will charge a higher interest rate due to the risk associated with the loan.
Generally personal loans for people with bad credit are used for emergencies but they don't have to be used for that purpose. If for example the borrower is late paying rent, their car breaks down, need money for food or for paying medical bills are all common uses of no credit check loans online.
The loan borrower will need to meet some minimum requirements which include being 18 years or older, make at least $1000 dollars per month, have a steady job and have a checking account. The loan will be deposited into a checking account which is why that is one of the requirements.